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I’ve just been injured in a commercial truck accident. What do I need to know?

Commercial truck accident victims should seek medical attention immediately and call the police to the scene of the accident. In addition, if possible, commercial truck accident victims should take photographs and video of the location, vehicles involved, and any loose cargo, exchange contact and insurance information with the other driver, gather any witness contact information, follow up for a police accident report, and most importantly, contact the experienced NYC truck accident lawyers at the Law Offices of Michael S. Lamonsoff.

In non-trucking accidents such as motor vehicle accidents involving cars crashing into other cars, pedestrians, etc., the vast majority of the time the individual responsible for injuries due to the accident would be the other driver. However, in a commercial truck accident, responsibility could also fall on to the employer of the driver, a trucking company, cargo company, shipping company, or truck mechanical company. In addition to the “normal rules of the road”, commercial drivers and trucking companies are held to strict safety rules and regulations that are enforced by both the Federal Motor Carrier Safety Administration and the U.S. Department of Transportation.

If you were in an accident with a commercial truck as either driver, passenger, pedestrian, or bicyclist, then you will be protected under New York’s No-Fault law. The insurance company of the related commercial vehicle will pay for your medical bills and lost wages, up to an amount of $50,000 that is separate from any personal injury claim—and it does not matter who the at-fault person is. You only have 30 days to submit a no-fault application to the insurance company, or else you can be denied coverage. The lawyers at the Law Offices of Michael S. Lamonsoff will get you the necessary coverage while we begin the process of obtaining the real payout.

In New York State, motorists, pedestrians and bicyclists that are in an accident with a commercial truck are entitled to no fault insurance benefits from the insurance company of the commercial truck. As with your own vehicle, you only have 30 days to file an application, or else you will not receive these benefits. If you were on a bus when the commercial truck accident occurred, and either you or someone in your household is the owner of a vehicle, then your own car insurance company will extend no fault benefits to you. In the event you or someone in your own household does not own a vehicle, then the bus company might be responsible for medical benefits, depending on whether or not it is a private company or a municipality.

Every commercial truck accident victim’s case is different, which means that the compensation won for each case is also different. These types of accidents also can involve a large number of parties and larger insurance coverage policies, which can increase the value of a case. Common factors that can impact the value of a commercial truck accident include:

  • Medical-related expenses
  • Impact on current and future earning capacity
  • Pain and suffering

At the Law Offices of Michael S. Lamonsoff, we do not charge an hourly rate for our services, and the only time we receive any sort of payment is if we win your case. If we are not able to make a recovery, then you do not owe us anything; it’s as simple as that.

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